Insurance Glossary

Home service agents

Exclusive or captive agents who work for home service companies and who collect premiums and provide service at the policyowner's residence. Home service agents offer monthly debit life, health, and fire insurance products as well as products for which premiums are billed by and remitted directly to the insurer. Some of their business may also be in industrial insurance. They market products primarily to middle and lower-middle income individuals and families.

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